By Blake Ashley Frino-Gerl

Photos by Derek Luff

Founded in 2004 by father and daughter Herbert Knight and Theresa Knight-Hall, Two Knights Insurance Services, LTD., is an independent agency dedicated to provide insurance solutions for individuals and businesses. Combining over 40 years of experience in health care, finance, and human resource, their supportive approach is trusted to meet their clients’ needs.

Knight-Hall enjoys working with people. Particularly, she likes “helping people navigate the health care systems, finding the care they need, getting the discounts on medications, and more importantly partnering with them.” 


The business tailors employee benefit packages for small and midsize companies in California. The packages include health, dental, vision, and life insurance. They also go beyond insurance coverage and offer comprehensive worksite products and solutions so that companies can overcome Human Resources and compliance challenges with ease. For instance, they use an EASE Client Portal, which simplifies administration of employee benefits and has user-friendly features that enhances communication.

Two Knights Insurance Services values the personal connections but understands that in this day and age, embracing digital advancements is significant. In-person, or over-the-phone assistance is something that they are dedicated to so that support and trust is at hand. 

“Many people do not have families to help them and we step in as an advisor that will assist in coordinating services, appointments, treatment programs and much more,” Knight-Hall says.

The staff possesses extensive knowledge of various carriers, giving the opportunity to shop for the best policy that suits each company’s or individual’s requirements. 

The business is a part of the Atascadero Chamber of Commerce, which is their way to invest in community projects. 

“We support the community as a whole, and we hope to offer wellness programs for businesses and families,” Knight-Hall says. “I am launching our Integrative Nutrition Program in 2024.” The program will provide simple steps for gaining daily balance with the help of various dietary theories along with coaches to help clients create a happier and healthy life. 

“We really try to understand and appreciate what people need and work hard to help them reach their goals,” Knight-Hall adds.

Two Knights Insurance Services, LTD.

4401 El Camino Real, Atascadero

Central California: (805) 460-6124, 

Northern California: (408) 448-1662

Southern California: (760) 488-6981